Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
JENS LOCAL LENDERS:
Ron Tinschert - Guaranteed Rate Affinity - https://www.grarate.com/loan-officer/rontinschert - 703-862-6978
With more than 27 years of experience in the lending industry, Ron is an invaluable resource to help guide you during the most important financial transaction of your life. Ron prides himself on treating every customer like family. Choosing the right mortgage and explaining all options to the borrower is paramount to his success over his many years in this local market. Even if you are already working with another lender, you owe it to yourself to contact Ron for a second opinion. Ron handles both purchase and refinance transactions and can be reached anytime, 7 days a week.
Mea Danigelis - Mclean Mortgage- www.mortgagebymea.com 703-772-7231
A Senior Loan Officer for over 15 years, Mea's goal as a mortgage advisor is to help clients and Realtor partners make the best decision with regards to the most important financial decisions Americans make in their lifetime-purchasing or refinancing a home. I am a believer in the American Dream of home ownership.
Kim Jungles - Atlantic Coast Mortgage- www.acmllc.com/kim-jungles Cell: 703-470-2335 | Office: 703-766-6716
The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be! I am passionate about my clients being well-informed and feeling cared for throughout the entire loan process. I have the knowledge to help you find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. In my spare time, I love spending time with my family, working out at the gym, and watching my kids play lacrosse. Contact me today, and let’s get started!